If your vehicle is declared a total loss, your physical damage auto insurance
company may not cover the amount needed to pay off your finance or lease
contract. Auto insurance companies will generally pay the market value of the
vehicle minus the auto insurance deductible (if applicable).
So who pays the remainder? You do, unless you have Guaranteed Auto Protection
GAP is designed to protect you and your family from an unexpected financial
obligation if your vehicle is declared a total loss from causes such as theft,
accident, fire, or flood.
Today's GAP program will pay the difference (or deficiency) between your
vehicle's market value and the balance on your finance or lease contract,
including up to $1,000 of your auto insurance deductible (if applicable) in most
GAP is available only at the time of vehicle purchase or lease. Call for more information on GAP.
24-Hour Roadside Assistance
With most plans, help is a phone call away for the full term of your agreement.
Lockout protection, flat tire changes, jump starts, and towing included.
Prepaid Maintenance Booklet
Includes customized service certificates and roadside assistance information.
Timed Service Reminders
Notification 30 days prior to your next scheduled service, based on individual
Computerized Service History
May enhance your vehicle's resale value.